3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 


Thank you for visiting my website.  Buying and selling Real Estate is a complex, personal, and extremely important business transaction - probably one of the largest financial commitments you may ever make.  You deserve a reputable, experienced, well trained and responsive Trusted Advisor.  One who will guide you through the process, alert you to potential risks, and save you time, money, and anxiety.  As an Exceptional Service (ESA) Certified Real Estate Professional, my goal is to ensure that every client receives exceptionally satisfying service and experiences a worry-free, successful, and profitable transaction. That's why my service delivery is fully backed up with a written Exceptional Service Guarantee.

  • Direct: 919-388-5313
  • Cell: 919-616-1399
  • Fax: 919-645-9316
  • Email: bwhitley@hpw.com

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Realtor® Equal Housing Opportunity